Gifts of Stocks and Bonds
Donating appreciated securities, including stocks or bonds, is an easy and
tax-effective way for you to make a gift to American Family Housing.
Gifts of Stocks and Bonds
- Avoid paying capital gains tax on the sale of appreciated stock
- Receive a charitable income tax deduction
- Further our mission today
More on Gifts of Stocks and Bonds
There are special rules for valuing a gift of stock. The value of a charitable gift of stock is determined by taking the mean between the high and low stock price on the date of the gift. Mutual fund shares are valued using the closing price for the fund on the date of the gift.
How to Make a Gift of Stocks and Bonds
- By electronic transfer: Please contact Steven Forry at 714-897-3221 x117 or at sforry@afhusa.org for instructions on how you can transfer stock or bonds from your brokerage or investment account to American Family Housing.
- Through your broker: You can also contact your broker and directly transfer funds via our Ameritrade account #493026272.
- By certified mail: If you hold securities in certificate form, you will need to mail two envelopes separately to complete your gift. In the first envelope, place the unsigned stock certificate(s). In the other envelope, include a signed stock power for each certificate. You may obtain this power from your broker or bank. Please remember to use certified mail.
As you may know, you can:
1
Sell your stock and then donate net
proceeds to American Family Housing
what’s left over AFTER YOU PAY
CAPITAL GAINS TAX…
2
Donate securities directly to American
Family Housing and get a BIGGER
DEDUCTION, avoid ALL capital gains
and the charity gets a BIGGER DONATION
Here’s an example of what the numbers might look like if you’re in the 28% tax bracket and you want to donate $100,000 worth of stock:
Option 1:
Sell stock & donate net proceeds
Current fair market value of securities – 1,000 shares × $100 per share = $100,000
Long-term capital gains tax paid or avoided – $14,250 paid*
Amount donated to charity (value of stock) – $85,750
Personal income tax savings – $24,010**
Option 2:
Sell stock & donate net proceeds
Current fair market value of securities – 1,000 shares × $100 per share = $100,000
Long-term capital gains tax paid or avoided – $14,250 avoided*
Amount donated to charity (value of stock) – $100,000
Personal income tax savings -$28,000**
*Assumes cost basis of $5,000, that the investment has been held for more than a year, and that all realized gains are subject to a 15% long-term capital gains tax rate. Does not take into account any state or local taxes.
**Assumes 0.28 × amount donated to charity and donor is in the 28% federal income tax bracket. Does not take into account any state or local taxes.
Wiring Instructions
For wiring instructions:
. Wire the funds to our [Name of Bank] account [####]
. For further credit to: American Family Housing
. Account [####]
. Stock Transfers to [####]
AmazonSmile
Amazon will donate 0.5% of the price of your eligible AmazonSmile purchases to American Family Housing whenever you shop on AmazonSmile. This is the same Amazon you know. Same products, same prices, same service. Support American Family Housing by starting your shopping at smile.amazon.com.
Donor Privacy Policy
American Family Housing values the relationship we have with our donors and takes seriously our responsibility to protect the personal, financial, and charitable information associated with our donors and their support. We will not trade, share or sell a donor’s personal information to any other organization or individual online or offline. We encourage donors to allow us to publicly recognize their giving, but donors may opt out or make their gifts anonymously. We will not send communication to donors on behalf of other organizations, whether in print or electronic form. We utilize strict encryption of data related to online giving. Access to electronic and printed files regarding donor giving information is limited to Americana Family Housing staff only.